Insurance Solutions
Personal Insurance
Business Insurance
Insurance by Industry
Employee Benefits
Areas Served
Our Service Areas

Providing insurance coverage in Dallas & Fort Worth metroplex area.

Service Center
Explore Policy Options

Happy with Lone Star BEST Insurance?

Refer a Friend.

About
About Our Agency

Read Our Raving Reviews

Hear what our clients have to say.

Contact
North Richland Hills, TX Office

6851 NE Loop 820, Suite 220
North Richland Hills, TX 76180

Southlake, TX Office

1750 E Southlake Blvd Ste 100
Southlake, TX 76092

682-291-5724
682-291-5724
Email Us
Office Hours: 8-5, M-F
Menu

Contact

Call us, email us, or visit our principal office in North Richland Hills.

682-291-5724Request a Quote

Critical Illness Insurance in Texas

Request Quote
Read More
critical illness insurance

Cover some of the costs of unexpected health issues with critical illness insurance.

Have your employees consider critical illness insurance.

Your employees may not know about critical illness insurance and how it can help them. People don’t often expect to suffer from a critical illness. There may or may not be warning signs and, even when there are, they might not know a serious medical event is imminent. By offering this coverage to your employees, you can educate them on how beneficial this coverage can be.

Health insurance is often not enough.

Many people believe that health insurance will be enough to protect them, even in the event of a significant illness. While health insurance may typically cover some of the expenses, patients can be left with huge medical bills. High-deductible health plans, cost-sharing, out-of-network providers, and plan limitations can all contribute to these out-of-pocket costs. Even with a rich insurance plan, your employees could still face tremendous expenses.

There are additional expenses associated with critical illnesses.

Someone who is facing a critical illness is likely missing income while in treatment. However, there are still groceries to buy, rent and mortgages to pay, and child care expenses to fund. In addition, they may be incurring additional expenses such as transportation costs to receive care. Many policies may offer benefits in the form of cash to be used in any way the policyholder sees fit, making this a more desirable product for employees.

Do you need critical illness insurance?

If you have a family history of illness such as heart disease or cancer and if you don’t have financial stability, you might want to consider this coverage.

What can a critical illness plan cover?

The specifics will vary from policy to policy, but typically heart attacks, strokes, certain cancers, and major organ failure may be included.

Educate employees on what constitutes a critical illness.

What may seem like a critical illness to someone may not be considered one under the rules of the critical illness insurance policy, and the definition can vary from one insurance company to the next. Typically, illnesses such as heart attack, stroke, cancer, organ transplant, coronary bypass, and renal failure would be included. Some cancers may be excluded if they aren’t life-threatening, and recurrences of illnesses also might not be covered.

Want to find out more about offering critical illness insurance to your workforce? Contact us to get started.

Find Your Coverage

We're here to help you explore your coverage options.

Request Quote
Contact Lone Star BEST Insurance
Visit our principal office in North Richland Hills

6851 NE Loop 820, Suite 220
North Richland Hills, TX 76180

Let's Get Started

STEP 1
Fill out the form.
STEP 2
Review your options with us.
STEP 3
Get the coverage you need.

Critical Illness Insurance Quote Request

Name(Required)
Please do not include sensitive, private information in this area.
This field is for validation purposes and should be left unchanged.

Don’t like forms? Contact us at 682-291-5724 or email us.

VeteranOwned and Operated

Contact Us

6851 NE Loop 820, Suite 220
North Richland Hills, TX 76180

1750 E Southlake Blvd Ste 100
Southlake, TX 76092

Visit our principal office in North Richland Hills

Experience the Value of an Independent Agency

At Lone Star BEST Insurance, we know that choosing an insurance plan can feel overwhelming. Our mission is to help you feel comfortable and knowledgeable and to help you find plans that meet your needs!

We are licensed in Texas, Arizona and New Mexico.

It’s Time To Give Your Insurance The Lone Star BEST

apartmentpencilcogheartstarflagenvelopebookphone-handsetpushpinmap-markermapsmartphonebriefcasecarclockthumbs-upcrossmenulistchevron-downquestion-circlecheckmark-circle